Toronto Car Credit Frequently Asked Questions

we help you get a bad credit car loan 1. Are the Auto Loans for purchasing new cars or used cars?

Our partner dealers handle both new and used cars. Our financing experts will help you determine the best situation for you.

2. How long does the car loan application process take?

Times vary it could be a few minutes or in some cases up to 24 hours. You will be contacted immediately upon completion of the process.

It may take slightly longer if you applied on a weekend or holiday

3. What are the interest rates for my auto loan?

Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. Every person's situation is unique.

4. Can I get an car loan even if I have bad credit?

Of course! Our dealers will work with you every step of the way to help you get approved for your next car. In fact, a car loan will help you fix your credit.

5. Will it help if I have a co-signer on the auto loan?

If you have a co-signer with a good credit status, this will definitely help your chances of getting an approval.

6. Are there any fees associated with your car loan application?

This is a completely free service.

7. Is a Down Payment required?

In some cases a down payment may be required depending on your credit situation. Down Payments are Not always required.

8. What if I have a current Auto Loan?

No problem. We can pay out your existing car loan so you can start fresh with us.

9. What if I don't live near one of your offices or dealerships?

We offer a wide variety of options to get you vehicle; you can come pick it up from us, we can pay for your transportation (plane, train, bus), or we can deliver it to your home or office.